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At J Herman Health & Life Insurance, LLC, we understand the significance of Medicare enrollment at 65. As you approach this milestone, it’s crucial to navigate the enrollment process with clarity and confidence. Let us guide you through the essentials of Medicare enrollment, ensuring you make informed decisions that pave the way for a secure […]
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It’s commendable that you’re considering your health and unwanted financial troubles by contemplating the purchase of medical insurance. But selecting the right insurance plan and passing the right Health insurance agent in Cumming GA can be a bit confusing for some people. If you are also stuck with such problems, then Jessie Herman Insurance is […]
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Almost every individual considers getting health insurance while planning for their life ahead. However, not everyone realizes the importance of having a good understanding of different types of health insurance policies available and what they cover. As a result, they end up getting a policy that is either too expensive or doesn’t cover their future […]
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Retirement is a stage in life where people have given up their stable stream of income and live off their savings accumulated during their employment years. Retirement can turn out to be an enjoyable stage of life if thought out and planned properly. On the other hand, it can bring a host of financial shortages […]
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For most Americans, healthcare costs are among the most significant expenses in retirement. Though housing and transportation continue to be on the top of the list, it is healthcare that drags the most attention after them. The only way to meet your healthcare requirements without feeling dependent is to plan for it in advance. Retirement […]
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Now, some people won’t need to pay the Part D late enrollment penalty for not enrolling in a prescription drug plan when they are eligible. For details, visit https://www.medicare.gov/ or call me at 404-518-6822. Did you know? In 2022, the income limits for Extra Help with Medicare are $19,320 for individuals and $26,130 for married […]
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October is Breast Cancer Awareness Month. How many of you know of someone who had, or has breast cancer? My Grandmother, may she rest in peace, had breast cancer and a mastectomy at age 68. The cancer returned 5 years later and ended her life. One out of every 3 women and 1 out of […]
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When it comes to Medicare, it is essential that you sign up for it as soon as you become eligible. Many people unknowingly make Medicare enrollment mistakes, which leads to loss of money and time later on. There is no doubt about the fact that the Medicare system is known for being a bit complicated. […]
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Most Medicare Advantage Plans offer free quarterly allowance for OTC (Over-The Counter) products. See the list below. This money can range from $25 to $300 a quarter depending upon the type of Medicare Advantage Plan you have. So someone with a low income who qualifies for Medicare and Medicaid and is enrolled in a Dual-Eligible Special […]
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On December 20th last year, Congress approved the SECURE Act in hopes of making more accessible retirement plans for small business owners. SECURE stands for Setting Every Community Up for Retirement Enhancement, which sounds great, but doesn’t explain much! The main goals of this act are to encourage businesses to offer retirement plans to their […]
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